Homeowners Insurance 

For Gardiner & Augusta, ME

When choosing the correct renters or homeowners insurance, there is more to consider than just your personal belongings. Does your current insurance policy reimburse you for any damages? Does it cover your entire home or apartment? Does it cover natural disasters? There are essential questions to ask before choosing a renters or homeowners insurance plan. Our agents are always here to help you choose the right plan for you and protect you through even the most unexpected events. 

Our agents here at Pinkham Insurance proudly serve the greater Gardiner & Augusta, ME areas. We are happy to work with you to choose the right homeowners insurance coverage for your lifestyle and needs. Whether you own or rent, there is affordable and suitable insurance coverage for everyone. Call us today to discuss our plans.

Dwelling – This type of coverage protects (by helping you repair or rebuild) your home should it incur damage from theft, fires, or a handful of natural disasters (like blizzards, hurricanes, and lightning).

Loss of Use – Should your home become uninhabitable and you need to stay elsewhere for a period (like a hotel), this coverage will pay/reimburse you for those expenses incurred.

Medical Payments –This coverage will pay for/reimburse you for medical treatment should you be injured.

Other Structures – This includes protecting structures attached to your residence.

Personal Liability Protection – This coverage helps to protect you should someone make a claim against you for injury to them, or damage to their personal property, as a result of something happening from or on your property.

Personal Property – Similarly, this type of coverage protects/reimburses you for your personal effects that are damaged.